Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.141%  0.000%
 Rate  APR  Points
 3.750%  3.939%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.202%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 2.750%  3.042%  0.000%

Personalized Quote Apply Now

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Knoxville TVA Employees Credit Union Loan Officer will follow up to answer your questions.

Unsure of which way to go? Use our mortgage calculators to help you make the right decision.

Keep an eye on rates via e-mail. Sign up for Rate Watch.

Put your home to work for you with a home equity loan or line of credit.

Got a question about mortgages? You've come to the right place!

Our Commitment

At Knoxville TVA Employees Credit Union, our goal is to assist you in finding the right home and mortgage that best suits your budget and needs. Our membership relationships continue to remain strong because of our great service, rates, and low fees. We are committed to providing you with the service you have come to expect when choosing the Knoxville TVA Employees Credit Union.

Mortgage Checklist

The first step in the application process is to gather the following information:

  1. Two forms of identification (including one photo ID)
  2. Two year work history
  3. Most current paystub(s) (last 30 days)
  4. Last two years W-2s
  5. Last two years signed tax returns
  6. Last two months bank statements
  7. Two-year address history
  8. Legal description of property to be financed
  9. Homeowner insurance company name and phone number
  10. Sales Contract (purchase loans)
  11. Property tax amount and homeowner’s association dues
  12. Mortgage company's name, account number, balance (refinance, only)

Note: Homes currently listed for sale are not eligible for refinancing.