Mortgage Center

Applying online is as easy as 1-2-3.
You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed by a loan representative.
  3. A Knoxville TVA Employees Credit Union Loan Officer will follow up to answer your questions.

Our Commitment

At Knoxville TVA Employees Credit Union, our goal is to assist you in finding the right home and mortgage that best suits your budget and needs. Our membership relationships continue to remain strong because of our great service, rates, and low fees. We are committed to providing you with the service you have come to expect when choosing the Knoxville TVA Employees Credit Union.

What You Need to Apply

To assist during the application process, we will ask for the following information:

  1. Two forms of identification (including one photo ID)
  2. Two year work history
  3. Most current paystub(s) (last 30 days)
  4. Last two years W-2s
  5. Last two years signed tax returns
  6. Last two months bank statements
  7. Two-year address history
  8. Legal description of property to be financed
  9. Homeowner insurance company name and phone number
  10. Sales Contract (purchase loans)
  11. Property tax amount and homeowner’s association dues
  12. Mortgage company's name, account number, balance (refinance only)

Note: Homes currently listed for sale are not eligible for refinancing.

Sign up for Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

Sign Up Now

Home Equity Loans

Interested in putting your home to work for you? Whether it be for a one time project or a revolving line of credit, we have a home equity product to meet your needs. Apply now or contact a loan representative at (865)544-5409 or at and we will gladly assist you.

Check Rates Now